Who can give me guidance?

Guidance gives you general information about your choices. It can help you understand the pros and cons of each decision and what things you should think about. You won’t get a specific recommendation about what the best course of action is for you or which companies you should use. It’s up to you to decide what to do, based on the information you get. There is no comeback if you make the wrong decision.

Pension Wise

Pension Wise is a free and impartial government service. You can find out what you can do with your pension pot, how to shop around and what to look out for with taxes and fees. It is available to anyone over age 50 with a defined contribution pension. You can talk to someone over the phone or face to face.

For more information:

Who can help me shop around?

If you have made your own decision about retirement options and you want to arrange a guaranteed income for life, called an annuity, remember it’s really important to shop around. Different providers offer different rates, and you only get one chance to shop around! Some companies will search the market and arrange the best annuity for you. Remember that your health and lifestyle details may entitle you to a higher income. If you are in doubt about your options, you should seek help from a financial adviser.

The Money & Pensions Service

The Money & Pensions Service provides independent and impartial information and guidance about pensions, free of charge, to members of the public. It helps with all pension matters covering workplace,personal and stakeholder schemes and also the State Pension. It answers general questions, helps with specific queries and offers guidance for people with complaints about their private pension scheme.

For more information:

LV= Annuity Shop

If you have decided that you want to use your pension to provide a guaranteed annuity for life, then it’s really important to shop around. Our Annuity Shop service is simple; we shop around to get you the highest retirement income….we pick the best rate from the whole of the annuity market. Call us for a free, no obligation quote.

For more information: www.lv.com/capita or chat with a retirement option specialist today 0800 756 8903.